How to Open a Blocked Account in Germany for Student Visa

A blocked account (Sperrkonto) is a mandatory requirement for most UAE students applying for a Germany student visa without a scholarship. It serves as proof that you have sufficient funds to cover living expenses while studying in Germany. For students from Dubai, Abu Dhabi, and Sharjah, understanding how to open and manage a blocked account is crucial for a smooth visa process.

This guide explains everything you need to know about opening a blocked account in Germany, including approved banks, step-by-step procedures, required documents, and practical tips to avoid delays or rejections.

What is a Blocked Account?

A blocked account is a special bank account where you deposit a fixed amount of money, which is “blocked” for use except for monthly withdrawals as allowed by German immigration authorities. The minimum funds demonstrate your ability to support yourself during your stay.

Why UAE Students Need a Blocked Account

● Visa requirement for students without scholarships

● Ensures financial independence while studying

● Required for visa approval and enrollment at top German universities

Step-by-Step Process to Open a Blocked Account

● Choose an Approved Bank or Provider: Popular providers include Deutsche Bank, Fintiba, Expatrio.

● Register Online: Complete registration with personal details, passport, and university admission letter.

● Submit Required Documents:

• Valid passport

• University admission letter

• UAE residency proof

● Deposit Minimum Funds: Required amount is usually €11,208 for one year.

● Receive Confirmation: Bank provides a certificate confirming the account and funds, which is submitted with your visa application.

● Monthly Withdrawals: After arrival in Germany, you can withdraw a fixed monthly amount (~€934/month).

Tips for UAE Students

✔ Open the account well in advance to avoid visa delays

✔ Keep all documents scanned and ready

✔ Ensure deposit matches Germany’s current requirements

✔ Use reputable providers that issue visa-approved confirmation letters

✔ Keep track of account for monthly withdrawals and university registration

Conclusion

Opening a blocked account is a critical step for UAE students applying for a Germany student visa without scholarships. Proper preparation ensures visa approval and smooth transition to studying in Germany.

Abroad Routes assists UAE students in Dubai, Abu Dhabi, and Sharjah with blocked accounts, visa processing, and documentation for hassle-free study abroad preparation.